The two different Walmart credit cards are the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card, both of which offer 2% - 5% back on Walmart purchases and have no annual fee. The Walmart Credit Card works anywhere Mastercard is accepted, whereas the Walmart® Store Card is more limited. The Walmart® Store Card works only at Walmart, walmart.com and Sam’s Club, as well as Walmart, Murphy USA, and Sam’s Club gas stations.
The Walmart Credit Card also offers additional rewards, such as 2% back on restaurant and travel purchases and 1% on all other purchases. Applicants will need at least fair credit for approval, though if you apply for the Mastercard and do not qualify, you will be automatically considered for the store card.
This answer was first published on 08/11/22 and it was last updated on 01/09/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
