FAQs
The best credit card for a 350 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.
What credit card can I get with a 350 credit score? ›
The best credit card for a 350 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.
Can I get a credit card with a score of 350? ›
With an 350 credit score, you're unlikely to get approved for a traditional credit card.
What is the easiest card to get with bad credit? ›
NerdWallet's Best Credit Cards for Bad Credit of May 2024
- Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + easy account management.
- Mission Lane Visa® Credit Card: Best for No-deposit alternative.
- Capital One Quicksilver Secured Cash Rewards Credit Card: Best for Rewards + upgrading.
Is a credit score of 350 generally considered to be good? ›
A credit score in the 300 to 400 spectrum is widely considered to be poor (or even very poor). Unfortunately, poor credit scores can lead to financial pain. With poor scores, you'll likely have trouble getting approved for many credit cards.
Is there a credit card that approves everyone? ›
First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
Which bank approves a credit card easily? ›
The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited/poor credit. It offers great rewards and charges a $0 annual fee. Plus, Discover will conduct monthly account reviews after seven months to see if you qualify to get your deposit refunded.
What is a good enough credit score to get a credit card? ›
If you have a credit score in the good (670 to 799) to excellent range (800 or higher), you're likely to qualify for a card that earns rewards, like cash back or points. However, not all rewards cards or issuers have the same minimum credit requirements, so it's a good idea to research your options before you apply.
How many people have a 350 credit score? ›
Around 0.1% of people have a credit score between 300 and 350. The average credit score in the U.S. is actually verging on “good” credit. And even if you drop into the bad credit score range, you aren't alone. Close to 4.5% of consumers have bad or very bad credit.
Can I recover from a 350 credit score? ›
You can improve a bad credit score by paying your bills on time, paying off debt, avoiding new hard inquiries and getting help building credit.
The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back. Cardholders can also earn an initial bonus of $200 cash rewards after spending $500...
What credit cards approve you fast? ›
Best Credit Cards With Instant Approval
- Chase Freedom Flex℠: Best No Annual Fee Card.
- Chase Sapphire Reserve®: Best for Lounge Access.
- American Express® Gold Card: Best for Dining.
- Delta SkyMiles® Reserve American Express Card: Best for Flights.
- Blue Cash Preferred® Card from American Express: Best for Groceries.
What credit card has a $5000 limit with bad credit? ›
The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.
What can I get with a 350 credit score? ›
What Does a 350 Credit Score Get You?
Type of Credit | Do You Qualify? |
---|
Secured Credit Card | YES |
Unsecured Credit Card | NO |
Personal Loan | NO |
Auto Loan | NO |
1 more row
What is a realistic credit score? ›
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
How to raise 350 credit score? ›
How to Improve Your Credit Score
- Review Your Credit Report. ...
- Set Up Payment Reminders. ...
- Pay More Than Once in a Billing Cycle. ...
- Contact Your Creditors. ...
- Apply for New Credit Sparingly. ...
- Don't Close Unused Credit Card Accounts. ...
- Be Careful Paying Off Old Debts. ...
- Pay Down “Maxed Out” Cards First.
What's the lowest credit score to get a credit card? ›
If your credit score lands around 500 or lower, your chances of getting the credit card of your choice is significantly reduced. You may want to consider improving your score so you can have better chances of getting the card of your choice.
What is the minimum credit score to buy credit card? ›
Minimum CIBIL Score Required to Get a Credit Card
A minimum CIBIL Score required for credit card application is 650, whereas a credit score of 750 is ideal to avail of best credit card deals from issuing banks. Kotak Mahindra Bank issues credit cards to applicants with a CIBIL Score of 750 and above.
What credit card has a $2000 limit for bad credit? ›
First Latitude Select Mastercard® Secured Credit Card
Past credit issues shouldn't prevent you from getting a credit card with great benefits & rewards! Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit.