FAQs
It can take 7-10 business days to get approved for a Walmart Credit Card if you're not approved instantly when you apply. Once you are approved, you will receive your Walmart Credit Card by mail within 10 business days. So from the moment you apply, it can take up to 20 business days to get the Walmart Credit Card.
How long does it take for a Walmart credit card to arrive? ›
Once you're approved, it'll take 7-10 business days to receive your card in the mail.
How long does it take for a Walmart money card to be delivered? ›
A personalized Walmart MoneyCard will be mailed to you and has your name on the card. Personalized cards take 7-10 business days for delivery and, upon activation, unlock several features that make it easy to do things like pay bills on your schedule, deposit checks from your smartphone, and more.
Can I use my new Walmart credit card before it arrives? ›
You can use the card immediately in the Walmart app upon approval.
How quickly will my credit card arrive? ›
Once you've been approved for a credit card, the timeframe for the card to arrive post-approval depends on the lender, but you can usually expect your new card to arrive within two weeks. This timeframe allows for the card to be printed, mailed, and delivered to your doorstep.
Where does Walmart credit card come from? ›
Capital One® Walmart Rewards® Card
Start earning cash back on purchases today upon approval, all with a $0 annual fee*. no risk to your credit score. Application via Capital One®.
Can I get a Walmart credit card in store? ›
How can I apply for a Walmart credit card? Customers can apply online at Walmart.com/credit. Customers can apply in a Walmart store with an accepted state-issued Driver's License or state-issued ID in the following ways: With your smartphone.
Can I track my Walmart MoneyCard? ›
Keep track with account text alerts
We're just a text message away! Text HELP to 41816 & you'll get your balance, recent transactions, history, & more. You can also stay on top of your account by selecting personalized alerts.
How to use Walmart credit card without card? ›
Yes, you can use your Walmart Credit Card (see Rates & Fees) without the card, as long as you've got either a temporary card number or the Walmart app loaded with your card info.
How do I find my temporary Walmart credit card number? ›
However, if eligible, you may be able to view your card number in the “Your Card Number” section of the mobile app. You can link this number to the Walmart Pay section of your Walmart App and use your credit card instantly.
You can use your Walmart Credit Card for gas at any station. But if you have the Walmart® Store Card, you can only use it to buy gas at Walmart, Murphy USA, Sam's Club, and Walmart Neighborhood Market stations.
Can I use my Walmart credit card like a regular credit card? ›
You can use your Walmart Credit Card (see Rates & Fees) anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam's Club, and Murphy USA gas stations. You need fair credit to get either card.
Is the Capital One Walmart card good? ›
The Capital One Walmart Rewards® Mastercard® is a good credit card for people who frequently shop at Walmart, especially Walmart.com. The Walmart Card's rewards rates range from 1% to 5% back, depending on the type of purchase made.
How do I know when my credit card is arrived? ›
What do I do if I haven't received a card yet? If you've applied for a new credit card, been approved and have not received it after 14 business days, there are steps you can take. In general, the first step is to contact the credit card issuer for information—by phone and online may be quick and convenient options.
Can I use a credit card before it arrives? ›
Most credit card issuers make you wait until you receive the physical credit card in the mail — which can take up to 10 days. Yet a handful of credit card companies are making instant-use credit cards available as soon as you're approved.
Can you use a credit card as soon as you are approved? ›
Depending on the issuer, you may not have to wait at all. A small number of card issuers will let you make charges on a new card right away, using instant account numbers that you receive via your mobile phone or computer. American Express, for example, offers an instant card number as soon as you're approved.
How do I check the status of my Walmart card? ›
You can check your Walmart Credit Card application status either online or by calling customer service at (800) 903-9177. This is also how to check the status of your Walmart® Store Card, which can only be used at Walmart and affiliated locations. It's also possible to be instantly approved for either card.
Is a Walmart credit card hard to get? ›
No, it's not hard to get a Walmart Credit Card. You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old.
