Walmart Credit Card Application Reference Number (2024)

FAQs

How will I know if I got approved for a Walmart credit card? ›

You can check your Walmart Credit Card application status either online or by calling customer service at (800) 903-9177.

You can also check the status of your Walmart Credit Card application at any time by calling (800) 903-9177. This answer was first published on 12/01/23 and it was last updated on 01/09/24.

You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old.

Once your app is. submitted text (563) 726-9659 to check on the status. of your application!

Major credit card issuers have customer service phone lines that you can usually use to check an application status. The line might quickly lead to a specialist who can provide detailed information about your credit card application, if available.

On average, it takes 15-20 minutes to complete your application for the first time, plus an additional 20-30 minutes for assessments. Subsequent applications will take less time to apply as our system saves some of your application information.

There's always a chance to get Walmart Credit Card instant approval when you apply online or in-store. If you're instantly approved for either this card or the Walmart® Store Card, you may use your card to make purchases right away. Just keep in mind that Walmart Credit Card instant approval is never guaranteed.

You need a credit score of 640 or higher to get a Walmart credit card. This means you are eligible if you have fair credit or better, but factors such as your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.

You will need a credit score of at least 680 to be approved for the Walmart Rewards Mastercard. Although, it may be possible to be approved with a credit score as low as 640 if you have sufficient income. If your credit is less than ideal, you may be approved for a higher interest rate of 25.99%.

Credit limits for a Walmart credit card can range from $150 to over $5,000. Several factors go into determining your credit limit, including your annual income and credit history. Where can I use a Walmart credit card? The Capital One® Walmart Rewards™ Mastercard® can be used anywhere Mastercard is accepted.

Can I get a Walmart card with 580 credit score? ›

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

Credit card issuers are required by law to respond within 30 days, but online applications may be approved in a few minutes.

But keep in mind that a credit card issuer must make a decision on your application within 30 days. If you're approved, the card could still take 10 full business days to arrive after approval. And if you're waiting on a secured card, it may not ship until you've funded your security deposit.

There's always a chance to get Walmart Credit Card instant approval when you apply online or in-store. If you're instantly approved for either this card or the Walmart® Store Card, you may use your card to make purchases right away.

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

To get a Walmart Credit Card replaced, log in to your online account, use the Capital One mobile app, or call customer service at the phone number listed on their website. There is no fee to get a Walmart Credit Card replacement card, which should arrive within 4-6 business days.