What store credit card can I get with a 520 credit score?
The best store credit card you can get with a 520 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.
The best credit card for a 520 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.
It is 180 points away from being a “good” credit score, which many people use as a benchmark, and 120 points from being “fair.” A 520 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.
Maria Adams, Credit Cards Moderator
Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.
A 520 FICO® Score is significantly below the average credit score. Many lenders choose not to do business with borrowers whose scores fall in the Very Poor range, on grounds they have unfavorable credit.
What credit score do you need for the Capital One Walmart Rewards credit card? You need a credit score of 640 or higher to qualify for a Capital One Walmart Rewards® Mastercard®.
The Kohl's Credit Card approval requirements include a credit score of 640 or higher.
If you are applying for the Amazon Store card, you will need a score above 640. For the Amazon Rewards Visa Signature Card® and the Amazon Prime Rewards Visa Signature Card®, you'll need a good FICO credit score (670-739).
| Card name | Credit score | Annual fees |
|---|---|---|
| OpenSky® Secured Visa® Credit Card | Fair, Poor, Bad, No Credit | $35 |
| Capital One Quicksilver Secured Cash Rewards Credit Card | Limited, Bad | $0 |
| Capital One Platinum Secured Credit Card | Limited, Bad | $0 |
| Revenued Business Card | Bad, Good | No annual fee |
You need a credit score of 550 to 750 to be approved for an unsecured credit card, depending on the card.
What credit score is needed for TJ Maxx credit card?
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won't be the only factor taken into account, however, so this is only a guideline.
Minimum credit score: 640+ (at least fair credit) Age requirement: 18 years old.
You need a credit score of at least 640 to get the JCPenney Credit Card. That means people with fair credit or better have a shot at getting approved for this card. The JCPenney Mastercard, on the other hand, requires a 700+ credit score (good credit).
| Lender | Loan Amounts | APRs |
|---|---|---|
| Oportun | $300 - $18,500 | 10.07% - 35.95% |
| OneMain Financial | $1,500 - $20,000 | 18% - 35.99% |
| RISE | $500 - $5,000 | 60% - 299% |
| Jora Credit | $500 - $4,000 | 99% - 349% |
- Make your payments on time. ...
- Set up autopay or calendar reminders. ...
- Don't open too many accounts at once. ...
- Get credit for paying monthly utility and cell phone bills on time. ...
- Request a credit report and dispute any credit report errors. ...
- Pay attention to your credit utilization rate.
- Pay down your revolving credit balances. If you have the funds to pay more than your minimum payment each month, you should do so. ...
- Increase your credit limit. ...
- Check your credit report for errors. ...
- Ask to have negative entries that are paid off removed from your credit report.
The Meijer Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Meijer Credit Card.
You need a credit score of 640 or higher to get the Home Depot® Credit Card. Additionally, the issuer takes into account various factors such as income, employment status, payment history, and debt level when evaluating applications.
You need a credit score of 640 or higher to get a Walmart credit card. This means you are eligible if you have fair credit or better, but factors such as your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
Generally, yes — store credit cards that are co-branded with a specific store are among the easier credit cards to see approval for. This is partly due to the fact these cards can only be used in one store or with one brand, but it's also because they tend to come with low credit limits overall.
Why can't i get approved by Synchrony Bank?
While credit scores are very important, Synchrony Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. Synchrony Bank will also look at existing debts when considering your application.
As with most retail cards, the Kohl's Card comes with a store credit limit that is typically lower than the credit limits issued on regular credit cards. The amount of credit issued depends on the credit standing of the cardholder and can range from $300 to $3,000, though it tends to be under $1,000 for most people.
| Card name | Annual fee | Bankrate review score |
|---|---|---|
| Discover it Secured® Secured Credit card | $0 | 5 / 5 |
| Petal® 2 “Cash Back, No Fees” Visa® Credit card | $0 | 5 / 5 |
| Mission Lane Visa® Credit card | $0 to $59 | 3.4 / 5 |
| Indigo® Mastercard® | $0 to $99 | 2.2 / 5 |
One of the best credit cards for a 550 credit score is the OpenSky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there's no credit check when you apply, so approval is almost guaranteed.
Credit score requirements: According to the issuer, you'll need excellent credit to qualify for the Costco Anywhere Visa® Card by Citi. That's generally defined as a credit score of 720 or better.
