What credit card can I get with 519 credit score?
The best type of credit card for a 519 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.
With an 519 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans. Having said that, there are a couple of options.
| Card name | Annual fee | Bankrate review score |
|---|---|---|
| Discover it Secured® Secured Credit card | $0 | 5 / 5 |
| Petal® 2 “Cash Back, No Fees” Visa® Credit card | $0 | 5 / 5 |
| Mission Lane Visa® Credit card | $0 to $59 | 3.4 / 5 |
| Indigo® Mastercard® | $0 to $99 | 2.2 / 5 |
The best credit card for a 520 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.
You need a credit score of 550 to 750 to be approved for an unsecured credit card, depending on the card. The higher your credit score is, the more unsecured credit card offers will be available and the better your chances of getting approved will be.
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The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).
- Best for students: Discover it® Student Cash Back.
- Best for no annual fee: Citi Double Cash® Card.
- Best secured credit card: Discover it® Secured Credit Card.
- Best for cash back: U.S. Bank Cash+® Visa® Secured Card.
- Best for no credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card.
First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
The best unsecured credit card to get with a 500 credit score is the Credit One Visa card. This card offers a $300 starting credit limit, the potential for automatic credit line increase, and rewards on select purchases. The annual fee is $75 for the 1st year...
The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card gives about 1% back. Cardholders can also get an initial bonus of $200 cash rewards after spending $500 in...
Can I get a credit card with 518 credit score?
With an 518 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans. Having said that, there are a couple of options.
These cards do require a good to excellent credit score (690-850 FICO score), so these may not be ideal for those just starting out. It may take up to two business days to find out if you've been approved.
The best type of credit card for a 515 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit. The amount you put down usually becomes your credit limit.
While some issuers offer cards designed for those with less-than-stellar credit scores, American Express does not offer any subprime or secured cards. In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher.
Anyone applying to a sought-after Chase card like Chase Freedom Unlimited will likely have a better chance of approval with a score of at least 670, but higher is always better. Just as a score of 670 or above doesn't guarantee approval, having a score lower than 670 doesn't guarantee a rejection.
If you are applying for the Amazon Store card, you will need a score above 640. For the Amazon Rewards Visa Signature Card® and the Amazon Prime Rewards Visa Signature Card®, you'll need a good FICO credit score (670-739).
- Chase Freedom Rise℠ New to Credit. ...
- Petal® 2 “Cash Back, No Fees” Visa® Credit Card. Limited, Fair, Good, Excellent. ...
- Capital One Platinum Credit Card. Average, Fair, Limited. ...
- Petal® 1 “No Annual Fee” Visa® Credit Card. Fair, No Credit. ...
- Upgrade OneCard.
| Card name | Annual fees | Bonus rewards |
|---|---|---|
| Capital One QuicksilverOne Cash Rewards Credit Card | $39 | N/A |
| Prosper® Card | $39 (waived for the first year if you sign up for AutoPay before your first statement) | N/A |
| Destiny Mastercard® | $59-$99 | N/A |
| Tomo Credit Card | $2.99 per month | N/A |
Insufficient credit history
If you have a short or nonexistent credit history, you may not qualify for a credit card. This can be frustrating if you're looking to build credit, but there are still options available, such as secured cards, credit-builder loans and becoming an authorized user.
| Credit card | Annual fee |
|---|---|
| Blue Cash Everyday® Card from American Express | $0 |
| Chase Sapphire Preferred® Card | $95 |
| Quicksilver Secured from Capital One | $0 |
| The Platinum Card® from American Express | $695 (see rates) |
What is the easiest card to get approved for with high limit?
| Card | Best for | Minimum credit limit |
|---|---|---|
| Citi Double Cash® Card | Simple cash back | $500 |
| Chase Freedom Unlimited® | Bonus cash back | $500 |
| Petal® 2 Visa® Credit Card | Building credit | $300 ($10,000 maximum) |
| U.S. Bank Cash+® Secured Visa® Card | Rebuilding credit | $300 ($5,000 maximum) |
- Step 1: Choose your Credit Card. Each bank offers dozens of Credit Card options. ...
- Step 2: Apply for your card. Get all your documents ready – a bank will usually ask for identity, address and income proofs. ...
- Step 3: Activate your card.
It's important to remember that no credit card really offers guaranteed approval. Secured cards have the highest approval odds because they require you to place a refundable security deposit, the amount of which matches your spending limit.
A guaranteed credit card works similarly to a typical credit card, but there's one big difference: cardholders must pay security funds up front (think of it as collateral!).
What is an instant approval credit card? With an instant approval credit card, you can typically receive a response to your application within minutes. But whether you're approved or denied will depend on various requirements set by the issuer, such as income, credit score, housing payments and more.
