Who is providing this notice?
This notice is provided by TD Bank solely with respect to your Target Card. This notice applies only to your Target Card account issued by TD Bank and does not apply to any other accounts you have with TD Bank or its affiliates.
What we do
How does TD Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does TD Bank collect my personal information?
We collect your personal information, for example, when you:
- open an account or give us your contact information- use your credit card
- provide account information - pay us by check
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes—information about your creditworthiness- TD Bank does not share this type of information with its affiliates unless you provide consent
- TD Bank does not share information for its affiliates to market to you unless you provide consent
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- TD Bank’s affiliates include those companies that control, are controlled by or are under common control with TD Bank US Holding Company or The Toronto-Dominion Bank.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Non-affiliates we share with may include vendors of products and services that you have purchased, or that we believe will be of interest to you, financial service providers or non-profit organizations.
- For example, Target is a non-affiliate of TD Bank.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners may include other banks, investment firms or insurance companies.
Other important information
Please keep in mind that we share information about you with Target for use in connection with the TargetCredit Card program and as otherwise permitted by law. They may use this information to maintain and serviceyour account, create and update their records, to answer questions about your account and perform otherTarget Credit Card program functions or for other purposes permitted by law. Federal law does not give youthe right to limit such sharing. Target, or its affiliates, may also use the information we share to provide you withmarketing offers. You can limit this type of sharing, as described on page 1 of this notice. We can change ourprivacy notice at any time and will let you know if we do if/as required by applicable law.
California and Vermont Residents: We only share information with third parties as permitted by your state’s law.
