Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (2024)

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Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (2)4.3 / 5 from 216,687 reviews

Fast, low-cost, and secure online money transfers to the UK from the USA.

Send money from the UK to the USA instead.

Over 16 million customers

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FCA regulated

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  • 1.30 USD

  • 5.63 USDOur fee

  • 6.93 USDTotal fees

  • =

    993.07 USDTotal amount we’ll convert

  • ×

    0.7999

Get started

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (3)Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (4)

Save when you send money to the UK from the USA

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speed
Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (5)

794.36 GBP

Transfer fee

6.93 USD

Exchange rate(1 USD GBP)

0.799904

Exchange rate markup

0 USD

Cost of transfer

6.93 USD

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (6)

792.33 GBP- 2.03 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.792327

Exchange rate markup

9.47 USD

Cost of transfer

9.47 USD

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (7)

790.13 GBP- 4.23 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.790126

Exchange rate markup

12.22 USD

Cost of transfer

12.22 USD

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (8)

787.64 GBP- 6.72 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.787637

Exchange rate markup

15.34 USD

Cost of transfer

15.34 USD

Show more providers

This applies when you pay in via

bank transfer or ACH payments.

How do we collect this data?

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (9)

How to send money to the UK from the USA in 3 easy steps

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (10)

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (11)

Choose recipient in the UK.

Select who you want to send money to and which pay-out method to use.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (12)

Send USD, receive GBP.

The recipient gets money in GBP directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to the UK from the USA

1

Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

3

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

4

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

5

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

6

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to the UK from the USA?

Pay a small, flat fee and percentage

To send money in USD to the UK from the USA, you pay a small, flat fee of 4.18 USD + 0.5% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (13)

Fees for our low cost transfers

Fixed fee

4.18 USD

Variable feeup to 125,015.00 USD/month

0.5%

Variable feemore than 125,015.00 USD/month

Discount applies

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (14)

How long will a money transfer to the UK from the USA take?

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (15)

A money transfer from the USA (USD) to the UK (GBP) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Best ways to send money to the UK from the USA

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (18)

Send money to the UK from the USA with the most international app

Looking for an app to send money to the UK from the USA? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (19)

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (20)Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (21)

Wise works nearly everywhere

Send money

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (22)

    Andorra

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (23)

    Argentina

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (24)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (25)

    Austria

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (26)

    Bangladesh

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (27)

    Belgium

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (28)

    Botswana

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (29)

    Brazil

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (30)

    Bulgaria

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (31)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (32)

    Chile

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (33)

    China

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (34)

    Colombia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (35)

    Costa Rica

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (36)

    Croatia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (37)

    Cyprus

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (38)

    Czech Republic

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (39)

    Denmark

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (40)

    Egypt

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (41)

    Estonia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (42)

    Fiji

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (43)

    Finland

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (44)

    France

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (45)

    Georgia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (46)

    Germany

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (47)

    Ghana

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (48)

    Greece

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (49)

    Hong Kong

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (50)

    Hungary

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (51)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (52)

    Indonesia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (53)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (54)

    Israel

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (55)

    Italy

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (56)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (57)

    Kenya

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (58)

    Latvia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (59)

    Liechtenstein

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (60)

    Lithuania

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (61)

    Luxembourg

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (62)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (63)

    Malta

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (64)

    Mexico

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (65)

    Monaco

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (66)

    Morocco

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (67)

    Nepal

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (68)

    Netherlands

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (69)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (70)

    Nigeria

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (71)

    Norway

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (72)

    Pakistan

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (73)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (74)

    Poland

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (75)

    Portugal

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (76)

    Romania

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (77)

    San Marino

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (78)

    Singapore

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (79)

    Slovakia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (80)

    Slovenia

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (81)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (82)

    South Korea

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (83)

    Spain

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (84)

    Sri Lanka

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (85)

    Sweden

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (86)

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (87)

    Tanzania

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (88)

    Thailand

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (89)

    Turkey

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (90)

    Uganda

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (91)

    Ukraine

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (92)

    United Arab Emirates

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (93)

    United Kingdom

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (94)

    United States

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (95)

    Uruguay

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (96)

    Vatican City

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (97)

    Vietnam

  • Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (98)

    Zambia

Let's answer some of your questions

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (2024)

FAQs

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise? ›

To send money from the US to the UK, you can use a bank or a money transfer company. It normally takes 2-4 working days for your money to arrive. Money transfer companies are normally a cheaper and more efficient option. Some money transfer companies also offer guidance on exchange rates and timing.

How can I transfer money from USA to UK? ›

To send money from the US to the UK, you can use a bank or a money transfer company. It normally takes 2-4 working days for your money to arrive. Money transfer companies are normally a cheaper and more efficient option. Some money transfer companies also offer guidance on exchange rates and timing.

Is Wise available in the USA? ›

Wise is available in the US, and you can apply online in minutes.

Can I use Wise as a UK bank account? ›

And remember, there are alternatives to a bank account for managing your money in the UK or internationally. Consider checking out the Wise account which allows you to send and receive money in over 40 currencies (including in GBP). You can also get a Wise card to spend like a local once you arrive in the UK.

Is TransferWise now Wise? ›

Wise PLC, previously known as TransferWise, is a financial technology company focused on simplifying global money transfers.

What is the best way to transfer money to the UK bank? ›

Wire transfer is the super easy and best way to send money to the UK. They are generally done by the banks but some online services offer it cheaply. The online service providers can provide you with better rates than what the banks offer.

How can I transfer money to UK legally? ›

An international bank transfer is usually the best way to transfer money to the UK. It can be done through a bank or money transfer specialist. There are no legal limits on how much money you can send to a UK bank account.

What US bank does Wise use? ›

How our US entity, Wise US Inc. protects customer funds
TypeInstitution
Cash DepositGOLDMAN SACHS BANK USA
Cash DepositJPMORGAN CHASE BANK, N.A.
Secure Liquid AssetsUS Government Bonds

Why can't I send money on Wise? ›

The name on your bank account matches the name on your Wise account — if the names don't match, we won't be able to process your transfer. We can't accept your deposit if you use someone else's bank account with power of attorney to fund your transfer. But if you have a joint bank account, please see here.

Can I use Wise to send money internationally? ›

Send money overseas with the most international app

Looking for an app to send money overseas? Sending money is easy with Wise app. Cheaper transfers abroad - free from hidden fees and exchange rate markups. Check exchange rates - see on the app how exchange rates have changed over time.

How much does Wise charge to transfer money from US to UK? ›

To send money in USD to the UK from the USA, you pay a small, flat fee of 7.03 USD + 0.44% of the amount that's converted (you'll always see the total cost upfront).

Is TransferWise an UK bank? ›

One important thing to note is that Wise is not a bank, and as such is not part of the FSCS (Financial Services Compensation Scheme).

Do you need a bank account for TransferWise? ›

You don't have to link your bank account to TransferWise (unless you're sending from Canada or the US). Depending on the country you're sending from, you might have other payment options.

What is the disadvantage of TransferWise? ›

Limited availability of card services: Users in certain countries have voiced complaints about the lack of availability of card services on TransferWise. This limitation restricts their ability to make payments using cards on the platform, causing inconvenience for those affected.

How trustworthy is TransferWise? ›

Customers love Wise, we've got more than 200,000 reviews on Trustpilot with an average score of 4.3 out of 5. We have served over 16 million users across the globe.

Why is Wise closing accounts? ›

We may close your account if you use it in a way that goes against our Customer Agreement — please check the relevant for your region. This could mean that we noticed: exchange or trading of cryptocurrencies, or any other virtual currencies.

Is Zelle in the UK? ›

Does Zelle work internationally? Zelle works only with U.S. bank accounts. It doesn't work for sending money to or from a bank outside the country.

Can I send money to the UK from US via Zelle? ›

Can I send money through Zelle internationally? Zelle is only available for customers with a US bank account and US registered mobile number. That means it's not an option for sending international payments to friends and family overseas. Read on for some international Zelle alternatives.

Can you pay USD into a UK bank account? ›

Yes, you can send an international payment to your NatWest bank account, the money will be converted to pounds sterling by the sender bank.

Can you send PayPal from the US to the UK? ›

With PayPal, your international transfers can reach numerous destinations like Mexico, India, Philippines, the UK, and several European countries quickly.

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