The hardest Chase credit card to get is Chase Sapphire Reserve® because it requires a credit score of at least 750 for high chances of approval. This means you need to have excellent credit to get the Chase Sapphire Reserve card, along with plenty of income.
This card is a very good rewards credit card, offering 1 - 10 points per $1 spent on purchases. Chase Sapphire Reserve also comes with an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months.
How Hard It Is to Get a Chase Credit Card
In general, Chase credit cards aren't the easiest to get since most require a credit score of 700 or higher. That means you need good credit or better to qualify for the majority of the credit cards offered by Chase.
Be sure to check your credit score regularly to assess your chances of meeting the Chase credit card credit score requirements.
You can also take a look at our editors’ latest picks for the hardest credit cards to get to find more options, from several issuers.
This answer was first published on 04/19/23 and it was last updated on 05/22/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
