It's easy to earn cash back. Then, redeem it in any amount, any time—your cash back never expires1.
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Different Ways to Earn
Unlimited 1% Cash Back
With your Discover it card, you automatically earn unlimited 1% cash back on all purchases.
5% Cash Back
Earn 5% cash back at different places each quarter, when you activate.
NOW:Earn 5% at Restaurants and Drug Stores,now – March 31, 2024,on up to $1,500 in purchases, when you activate.2
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendarto pay with Cashback Bonus at Amazon.com
Cashback Match
As a new cardmember, get an unlimited dollar-for-dollar match on all of the cash back you've earned at the end of your first year, automatically5.
There's no signing up. And no limit to how much we'll match.
Different Ways to Redeem
Cash
Turn your rewards into cash inany amount, any time1. Deposit into your bank account or apply to your Discover bill as a statement credit.
Pay with Rewards
Use your rewards at checkout atAmazon.com3 and with PayPal4.
Gift Cards
Get gift cards starting at only $5. Plus get an added bonus on every card!
Charity
Make a difference and donate to a charitable cause
Frequently Asked Questions
How does the 5%Cashback Bonus program work?
You can earn 5% Cashback Bonus on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
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How much Cashback Bonus do I need before I can redeem it?
You can redeem as much or as littleCashback Bonusas you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
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Will my Cashback Bonus ever expire?
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
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Is there a limit to the amount of Cashback Bonus I can earn?
No, there is no limit to the overall amount ofCashback Bonusyou can earn, and you always earn cash back on every purchase. The 5%Cashback Bonusprogram does have a quarterly maximum and other special promotions may also include a cap.
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Redeem Any Amount Any Time:Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.SeeCashback BonusProgram Terms and Conditions.
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5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only:Activate to earn 5% Cashback Bonus at Restaurants and Drug Stores from 1/1/24 (or the date which you activate 5%, whichever is later) through 3/31/24, on up to $1,500 in purchases. Restaurants purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Drug Store purchases include those made at stand-alone drug stores, pharmacies, online pharmacies, and some pharmacies located inside of retail stores.
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Use Rewards at Amazon.com:For complete details on how to Pay with Rewards atAmazon.comseeAmazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the Discover Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Shop with Points in conjunction with the rewards transaction.
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Use Rewards with PayPal:For complete details on how to Pay with Rewards with PayPal seePayPal.com/Discover. Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards,see terms and conditions.
All reward redemptions are subject to Discover’s reward program terms. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.
PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.
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Cashback Match: We'll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
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