Why is mortgage a dead pledge?
From where did the word “mortgage” come? The word comes from Old French morgage, literally “dead pledge,” from mort (dead) and gage (pledge). According to the online etymology dictionary, it is so called because the deal dies when the debt is paid or when payment fails.
Mortgage dates back to the late 14th century, with the roots “mort” meaning death in French and “gage” meaning pledge. While that literally makes a mortgage a death pledge, it's not as eerie as it sounds.
Latin mors, mortis = death. Mortgage is derived via Norman French, which is how it worked its way into the English legal system. The “mort” part is from the Latin. The “gage” part is from a French [1] word meaning a pledge or deal [2]. So, putting the two roots together you get mort-gage i.e. death pledge.
With the alternative, the “Mortuum Vadium” or “dead pledge,” land was pledged to the lender until the borrower could fully repay the debt. It was, essentially, an interest-only loan with full principal payment from the borrower required at a future date.
The word mortgage is derived from a Law French term used in Britain in the Middle Ages meaning “death pledge” and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
A death grip is an extremely tight grip, such as that exerted by people in a panic for fear for their life. This was commonly thought to be a risk when rescuing drowning people—that they would cling to their rescuer with a death grip which would cause them both to perish.
The earliest known use of the noun death grip is in the late 1700s. OED's earliest evidence for death grip is from 1792, in Walker's Hibernian Magazine.
When someone dies, their debts are generally paid out of the money or property left in the estate. If the estate can't pay it and there's no one who shared responsibility for the debt, it may go unpaid. Generally, when a person dies, their money and property will go towards repaying their debt.
When you pass away, your mortgage doesn't suddenly disappear. Your mortgage lender still needs to be repaid and could foreclose on your home if that doesn't happen. In most cases, the responsibility of the mortgage will be passed to the beneficiary of the home if there is a will.
Old French mort is from Vulgar Latin *mortus "dead," from Latin mortuus, past participle of mori "to die" (from PIE root *mer- "to rub away, harm," also "to die" and forming words referring to death and to beings subject to death). The -t- was restored in Modern English based on Latin. also from late 14c. mortgage (v.)
What makes a death honorable?
In the name of religion, ideology, nation or emotion, some people have accepted or even sought death. In some instances, the ultimate sacrifice of life is thought to serve the greater social good; such deaths may be seen as honourable, noble and altruistic.
mortgage (noun as in loan agreement) Strongest matches. contract debt. Strong matches. deed pledge title.
The word mortgage comes from the Old French word “morgage”, which directly translates to “dead pledge”. (The prefix of the word, “mort”, means dead, while the suffix, “gage”, means pledge.)
Money lent and received in this transaction is known as a loan: the creditor has "loaned out" money, while the borrower has "taken out" a loan. Mortgages are secured loans that are specifically tied to real estate property, such as land or a house.
Those who didn't have the funds to buy a house outright were pretty much out of luck. Mortgages finally entered the U.S. housing market in the early 1930s. Insurance companies, not financial institutions, implemented the idea as a way to take advantage of borrowers during the Great Depression.
Drawing from punk rock, electronic, noise, and industrial styles, the band's innovative and often difficult-to-categorize sound has earned critical acclaim and a cult following, while their aggressive performance style and cryptic interactions with their fans and the media have gained widespread notoriety.
Death Grips are an experimental hip hop group formed in Sacramento, California, United States in 2010. The group consists of Stefan Burnett aka Ride (vocals) and the production team Zach Hill and Andy Morin aka A2B2, often miscredited under the alias “Flatlander”.
The suicide grip is really just a thumbless grip during your bench press. Normally, you'll wrap your thumb around the bar while you're benching. Because of this position, the bar will sit higher in your palm, pulling your wrist back a bit.
| control | power |
|---|---|
| generalship | strings |
| rulership | subjection |
| despotism | supervision |
| coercion | superintendence |
Additional examples of unsecured debt include medical debt and most types of credit card debt. If you die with unsecured debt, repayment becomes the responsibility of your estate. Your legal estate refers to all the assets, property and money left behind by you or another deceased person when they die.
What should you not do after a funeral?
Within 49 days of their passing: Refrain from visiting friends or relatives and instead, use this time to reflect about life and allow your emotions to settle down.
Your place is to console, not to judge. Acknowledge the person's loss and avoid saying things like “I'm glad it was you and not me.” Don't tell anyone what to do or to change his or her feelings. Don't ask anything of a bereaved person other then what you might be able to do to help.
It's important to remember that credit card debt does not automatically go away when someone dies. It must be paid by the estate or the co-signers on the account.
The executor — the person named in a will to carry out what it says after the person's death — is responsible for settling the deceased person's debts. If there's no will, the court may appoint an administrator, personal representative, or universal successor and give them the power to settle the affairs of the estate.
After someone has passed, their estate is responsible for paying off any debts owed, including those from credit cards. Relatives typically aren't responsible for using their own money to pay off credit card debt after death.
