What bank gives you $200 to open an account?
Chase Bank: $300 or $100 bonus
To earn $300, open a new Total Checking account and have direct deposits of at least $500 within 90 days of signing up for a Chase offer coupon.
- Alliant Credit Union The Ultimate Opportunity Savings: $100 bonus offer.
- Barclays Online Savings: $200 bonus offer.
- TD Bank savings: $200 bonus offer.
- Make a minimum initial deposit.
- Keep the account open for a minimum period of time.
- Complete a minimum amount of direct deposits each month.
- Maintain a minimum balance.
- Wait weeks or months to receive the bonus.
- Open the account online or at a branch.
Chase Bank: $300 or $100 bonus
To earn $300, open a new Total Checking account and have direct deposits of at least $500 within 90 days of signing up for a Chase offer coupon.
| Bank | Bonus | Expiration date |
|---|---|---|
| Wells Fargo Premier Checking account | $2,500 | 4/1/2024 |
| PNC Business Checking or Business Checking Plus | $200 | 3/31/2024 |
| PNC Treasury Enterprise Plan or Analysis Business Checking | $500 or $1,000 | 3/31/2024 |
| Bank of America Business Advantage | $200 | 6/30/2024 |
Open a new eligible Bank of America business checking account and qualify for a $200 cash bonus offer. Access powerful digital tools, Small Business Specialists and security all in one place.
| Institution | Bonus | See details |
|---|---|---|
| Huntington Bank | $400–$600 | Learn more |
| Axos Bank | $300 | View offer |
| Citi | $300 | Learn more |
| Chase | $300 | Learn more |
The best bank bonuses are from Chase, Wells Fargo, U.S. Bank, PNC Bank and SoFi. To get the highest bank bonuses, you'll generally need to open new checking and savings accounts and set up direct deposit. Look for accounts that offer higher interest rates on your deposits and low or no monthly fees.
Chase Checking and Savings Account Bonus
Say you want to earn the $300 Chase Total Checking bonus and the $200 Chase Savings bonus. If you open both accounts together, you'll get an extra $100, bringing your total bonus amount to $600.
- Request an increase in your daily limit.
- Make a withdrawal in person at a bank branch.
- Get a cash advance with a credit or debit card.
- Get cash back with a purchase at a store.
Does Wells Fargo give you money for opening an account?
Wells Fargo Everyday Checking: Get a $300 bonus
New Wells Fargo customers can earn a $300 bonus by opening a Wells Fargo Everyday Checking account in person or online with a $25 initial deposit. The Everyday Checking is the bank's most popular checking account.
Earn a $350 bonus after opening a new 360 Checking account and receive at least two qualifying direct deposits of $250 each within 75 days of opening your account. Your deposit must be “externally sourced funds,” meaning they come from a source not affiliated with Capital One. When do you receive your bonus?
You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities. Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch or over the phone.
Santander. Santander is another provider which is offering a cash incentive for switching to one of several current accounts. The Everyday Current Account could be a great option for those wanting a basic home for their cash with no monthly fee.
Some accounts don't require you to make a deposit right away, but others ask that you have $25 to $100 on hand to open one. If you already have an account at a different bank or credit union, you can simply transfer money from that existing account into the new one. Otherwise, a check or cash will work.
Some bonuses even have easier eligibility requirements than other banks' offers. For instance, for the Perks Checking Account, you could earn a $400 cash bonus after opening an account and receiving a qualifying direct deposit within 90 days of account opening.
Once approved, you have 90 days to set up a direct deposit directly to the new checking account. With the direct deposit confirmed, Chase promises to deposit your free $200 within 15 days automatically. It's that simple. The Chase Total Checking account does have a few requirements to avoid a $12 monthly fee.
Bank of America Advantage SafeBalance – $200
Open a Bank of America SafeBalance Banking account using offer code TWA200CIS. Set up direct deposits. Set up employer direct deposits to your new account.
CONSUMERS can get up to £150 cash for free by opening new bank accounts. Five banks currently offer these bonuses – four pay straight cash, and one gives a gift card and a bonus interest rate. First Direct 1st Account is offering a free £150 payment to switchers, up from £130 previously, according to MoneySavingExpert.
It is unlikely that you will be refused a basic bank account because of your credit rating. Although the bank may not be checking your credit score, they will still need to identify you with your ID and address and conduct fraud checks to make sure you are who you say you are.
Can I open a Bank of America account with bad credit?
You don't need a certain credit score to open a Bank of America checking or savings account, as there is no credit score requirement. Bank of America does not require a credit score for these accounts because they are deposit accounts, not loans or lines of credit.
Many financial institutions, including traditional banks, online banks and credit unions, offer accounts with flexible requirements for folks who've had money trouble in the past. Namely, they don't use ChexSystems to screen your banking history.
Banks and credit unions use sign-up bonuses to attract and reward new customers for setting up direct deposits or depositing large sums of money in accounts.
- Sign up for a Current Account.
- Enter the code WELCOME50.
- Add a qualifying direct deposit of $200 or more within 45 days.
What is the $450 bonus at Capital One? Capital One previously offered a $450 bonus to new account holders who deposited at least $50,000 of new money into an eligible savings account. But as of this writing, this lucrative bonus offer expired.
