The highest reported credit limit for Chase is $100,000, on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. A limit this high is naturally only available to people with excellent credit and a high income. Chase does not disclose a maximum credit limit for any card, so this information is based on customer reports.
Chase only discloses minimum credit limits for its cards, and the highest minimum limit is on Chase Sapphire Reserve®, which offers at least $10,000 in funding to everyone who is approved. In general, credit limits depend on the creditworthiness of the customer, with their credit score and income both playing big roles.
It’s worth noting that even if your starting Chase credit card limit isn’t as high as you’d like it to be, you still have the potential to get credit limit increases. You should generally wait to have at least six months of on-time payments before requesting a credit limit increase.
This answer was first published on 01/27/23 and it was last updated on 01/15/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
