One of the most glamorous perks of a good credit score? Access to juicy credit card rewards.
If you’re an Amazon Prime member (or just a big Amazon shopper), you’ve probably considered applying for the Amazon Visa Card. With up to 5% back at Amazon, Whole Foods Market, and Chase Travel (just to name a few) it’s easy to see how this card could put a lot of money back into your pocket.
But what kind of credit rating do you need to get it?
The Ideal Credit Score for Approval
While specific criteria can vary, a good credit score—typically around 670 or higher—will give you higher chances for an Amazon Visa approval. This score indicates to lenders that you’re a responsible borrower, increasing your attractiveness as a candidate for credit.
Beyond the Score: What Else Do You Need?
Approval isn’t solely based on credit score. Issuers like Amazon’s also consider income, employment status, and debt-to-income ratio. A higher score does not guarantee approval, just as a lower score doesn’t mean automatic rejection.
Improving Your Chances with Kikoff
For those working to reach the 670 mark, Kikoff can help you get there faster with way less work. By targeting key credit factors in the background, Kikoff helps users build credit safely – potentially opening the door to credit opportunities like the Amazon Visa. In fact, customers with credit under 600 saw an average bump of +27 points in just the first month.
Navigating Your Credit Journey
Applying for an Amazon card with a solid credit score can lead to valuable rewards. If you’re actively considering the Amazon Visa, even a single month with Kikoff could help your chances of approval. But remember, good credit is a marathon – not a sprint. Whether it’s a house or a new car on your horizon, it’s crucial to keep the big picture goals in mind – along with the short term rewards of good credit (like those awesome Amazon perks).
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