The Easiest Credit Cards To Get Of March 2024 (2024)

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On Discover's Website

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On Discover's Website

In the secured credit world, the Discover it® Secured Credit Card stands above the competition. With an unlimited 1% cash back rate on all purchases, plus 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, no penalty APR and no annual fee, we love this card for those who need to rebuild their credit. The matching cash back reward at the end of your first year is a sweet bonus.

• No credit score required to apply.
• No Annual Fee, earn cash back, and build your credit history.
• Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
• Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
• Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
• Terms and conditions apply.

A secured card with no annual fee and the ability to earn rewards, this Bank of America card can provide a way forward for those needing to build their credit profile.

• Earn 3% cash back in the category of your choice: gas and EV charging, online shopping, dining, travel, drug stores, or home improvement & furnishings
• Earn 2% cash back at grocery stores and wholesale clubs
• Earn unlimited 1% cash back on all other purchases
• You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
• A minimum refundable security deposit of $200 (maximum of $5,000) is required to open this account
• Now, you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking
• No annual fee

A secured card with no annual fees, no balance transfer fees and rewards, the NRewards is a solid choice for those who qualify and are eligible for the Navy Federal Credit Union.

• Cell phone protection
• No annual fee, cash advance fees, or balance transfer fees
• Earn 1X points per dollar spent
• No rewards limit
• Points can be redeemed for cash, statement credit, gift cards and merchandise

Those whose credit score is less than perfect may be able to build a stronger credit profile by using the Petal 1 Visa Credit Card responsibly. It’s one of a tiny batch of credit cards aimed at those without great credit that don’t require an upfront security deposit.

• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months
• Earn 2% – 10% cash back at select merchants
• No annual fee
• No foreign transaction fees
• Petal reports to all 3 major credit bureaus

• Earn 1% cash back rewards on eligible gas, grocery purchases, phone, internet, cable and satellite TV services
• Zero fraud liability for unauthorized charges
• Automatic reviews for credit line increase opportunities
• Online access to your Experian credit score

Apply Now

On Discover's Website

Apply Now

On Discover's Website

Here’s an excellent way for students with average or limited credit scores to gain experience managing credit. No annual fee, no penalty APR, plus up to 5% cashback rewards in rotating categories (up to a quarterly cap with enrollment, 1% back on other purchases) earn this card an “A” in our book.

• INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
• Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
• Redeem your rewards for cash at any time.
• No credit score required to apply.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• No annual fee and build your credit with responsible use.
• 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% – 27.24% applies.
• Terms and conditions apply.

Build credit and earn flat-rate cash back at the same time, for no annual fee.

• Earn unlimited 1.5% cash back on every purchase, every day
• Early Spend Bonus: Earn $50 when you spend $100 in the first three months
• Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
• Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
• Enjoy no annual fee, foreign transaction fees, or hidden fees
• Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
• Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
• Build your credit with responsible card use
• Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you