The $20 Grocery Budget (2024)

Use these tips for what to buy when your finances are tight, so you can stretch a $20 grocery budget for the week.

The $20 Grocery Budget (1)

The $20 Grocery Budget (2)

There have been many times in my life, especially when I was living paycheck to paycheck when I was younger, that I found myself with a very small grocery budget. Even as low as $20 at times. This feeling of food insecurity is incredibly stressful. If you find yourself in it, you may be wondering what you should buy when you only have $20 for food to feed your family for the week. Here are some ways to stretch The $20 Grocery Budget as far as possible and what you should get at the store to provide good meals.

The $20 Grocery Budget

You don’t need to buy everything on this list at onceas it exceeds $20, but the items here will help you get the most out of your budget.

Beans – Beans provide a great source of protein and are filling. And they can be used in so many ways from rice and beans to wrapped in tortillas for a bean burrito. If you happen to have any meat in your freezer, you can add beans to any dish to stretch the meat out further as well. To get more for your money, opt for dry beans and the skip cans.

Rice in Bulk– Rice is another good filler that provides a great source of grain. Rice can be added to other things to create casseroles, soups, and wraps. You can buy several pounds of rice for less than $2 in the bulk section of most stores and a little goes a long way.

Bananas– Bananas are almost always the cheapest fruit no matter what season it is and they are a great source of potassium. You can also use bananas to create sandwiches with a little peanut butter for a good filling lunch.

Potatoes – Like rice, potatoes are good for fillers in casserole dishes. Potatoes also can be made so many ways because they are versatile.

Tofu- This is not a common thing you see on many lists like this. Many people think it’s expensive or they are afraid to try it. The truth is, tofu is an excellent source of protein and it is usually very low cost. I can get an entire brick of it to feed a whole family for less than $2. Compared to meat, this is a big money saver.

Frozen Vegetables- If you stick with the basics like peas, green beans, and corn, frozen vegetables are usually cheaper than fresh and have more nutrients and less sodium than a can vegetable for often the same price. They work well in casseroles, soups and as a side dish.

Canned Tomato Puree- I buy this all the time for many things and at places like Costco, you can get a gallon can of it for around $3. You can make a huge pot of spaghetti sauce or chili and use the leftovers for another meal.

Eggs- Eggs have gotten reasonable in price again and they are an excellent way to fill up and do it for cheap. Eggs only cost around 20 cents each or less, so they can be a great option when you are broke.

Green Onions– If you can afford to throw these in there, they are great for adding some flavoring to things for a low cost. They are only about 50 cents a bunch most of the year and you can also regrow them a second time with no garden at all! All you do is cut the onions down to just above the white roots and place the roots in water in a semi-sunny spot. No dirt necessary! In a couple of days, you will have regrown green onions!

Oats in Bulk – Buying quick oats in bulk is a great way to have a filling breakfast every morning and it is super low cost as well. Jazz it up with some maple syrup, brown sugar, raisins, or fresh fruit if you have any.

The $20 Grocery Budget (3)

The $20 Grocery Budget (4)

Tips to Help Your Stretch a Small Grocery Budget

If you want fresh fruit or vegetables, make sure you shop in season. You will find that the produce that is in-season will be much more inexpensive than out of season produce.

Don’t be afraid to ask for help from a food bank. There were many times I would go ‘shopping’ at the food bank before going to the store so I could buy less at the store with what I got in my food box. If you have no way to get to a food bank and that is what is stopping you, consider asking if they deliver. Many small food banks do.

Coupon if you can. Look for coupons for the items you plan to buy. I have seen coupons for many of the things I listed above including eggs, tomato puree, tofu, and frozen vegetables. The less you have to spend, the more you may be able to get.

Supplement some meals with soup kitchens. Many people don’t realize that soup kitchens are not just for the homeless. Anyone can go eat at them and often, it’s some great homemade eats. If you get lunch taken care of there, you only have to worry about dinner.

PrepareHomemade Foods- Making bread is much cheaper than buying it (as is a lot of meals). Make what you can at home rather than buying convenience foods. You will stretch your dollar a lot further.

More Ways to Stretch your Grocery Budget

Extreme Grocery Savings without Extreme Couponing

How to Buy Whole Foods on a Limited Budget

How to Build a Depression Era Pantry

How to Eat Healthy on Food Stamps

Couponing on Food Stamps

How to Stretch Your Food Stamp and WIC Budget

Frugal Recipes

Frugal and Filling Depression Era Breakfasts

Frugal and Flavorful Depression Era Recipes

Depression Era Tips to Stretch Your Food Budget

The $20 Grocery Budget (2024)

FAQs

How to spend $20 on groceries? ›

WHAT TO BUY WITH A $20 GROCERY BUDGET
  1. 1 loaf of bread, $1.
  2. 1 (16-slice) pack cheese, $1.
  3. 1 (16-oz) pack spaghetti noodles, $1.
  4. 1 head Iceberg lettuce, $1.
  5. 2 Roma tomatoes, $1.
  6. 1 lb ground beef, $3.
  7. 1/4 lb thin-sliced deli ham, $2.
  8. 1 box mashed potato flakes, $1.

What is a realistic grocery budget for one person? ›

The average food budget for a single person is between $250 and $300 a month, but that's just a guideline. If you can buy meals at a discount or visit family and eat with them, you might be able to spend less. Figure out the budget that works for you.

What to eat on for 20 a week? ›

A Healthy Diet For $20 A Week
  • Eggs, 2 1/2 dozen. $2.69.
  • Potatoes, 10 lbs. $2.89.
  • Carrots, 2lbs. $0.99.
  • Cabbage, 2 heads. $1.98.
  • Onions, 3lbs. $0.69.
  • Corn tortillas, 2pkgs (60). $2.56.
  • Pinto beans, 2 lbs. $1.78.
  • Salsa, 1 jar. $1.69.
Jan 29, 2014

What is the grocery budget rule? ›

If you're wondering how to create a monthly food budget, another tool to use is the 50/30/20 rule. This simple and intuitive grocery budget formula suggests that you spend your net (after-tax) monthly income this way: 50% for living essentials (e.g., groceries, housing, transportation, healthcare, etc.)

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

What food to buy to last a month? ›

Here's what we're stocking up on right now:
  • Pasta! All shapes—linguine, fettuccine, spaghetti, penne, and rigatoni are our faves. ...
  • Other grains. ...
  • Canned goods. ...
  • Dry goods! ...
  • Eggs. ...
  • Dairy! ...
  • Fresh vegetables that last: cabbage, cauliflower, potatoes and sweet potatoes last and last, so we're loading up. ...
  • Frozen veggies.

Is it cheaper to eat out or buy groceries for a single person? ›

If you are comparing the costs of a single meal, takeout may be cheaper, excluding fast food options. “If you are buying high-quality ingredients for your meals, it can be cheaper to get takeout than to pay for the same quality groceries,” said Zach Larsen, co-founder of Pineapplemoney.com.

How much should a 2 person household spend on groceries? ›

Average grocery cost per month for 2 people in a household

The average grocery costs for a two-person household across the Thrifty to Liberal plans range from $476.92 to $868.66: Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86. Two adult males: $551.26 to $868.66.

What is the average grocery bill per month? ›

This works out to about $475 per month. Grocery spending increased 8.4% in 2022, the latest data available, vs. 2021. A different measure of food prices can give you a more-recent check of how food prices are trending.

What is the 20 20 20 rule eating? ›

 Chew every mouthful of food 20 times  Put cutlery down for 20 seconds between mouthfuls  Take about 20 minutes to eat a meal.  Don't take more than 20 pence piece sized mouthfuls.

What foods should be eaten weekly? ›

Top 10 Foods for Health
  • Water. Drink 8 to 12 cups of water daily.
  • Dark green vegetables. Eat dark green vegetables at least three to four times a week. ...
  • Whole grains. Eat whole grains sat least two or three times daily. ...
  • Beans and lentils. Try to eat a bean-based meal at least once a week. ...
  • Fish. ...
  • Berries. ...
  • Winter squash. ...
  • Soy.

What is the 20 hour diet? ›

20:4 fasting involves fasting for 20 hours per day and eating during a four-hour window. It is a type of intermittent fasting that is categorized as time-restricted eating (TRE), where the focus is on when you can and cannot eat rather than what you can and cannot eat.

How to do groceries on a tight budget? ›

10 Easy Ways to Grocery Shop on a Budget
  1. Revisit Your Grocery Budget. ...
  2. Meal Plan. ...
  3. Make a Grocery List. ...
  4. Take Cash Out for Groceries. ...
  5. Try Aldi (or Other Discount Grocery Stores) ...
  6. Learn the Clean Fifteen and Dirty Dozen. ...
  7. Shop Generic. ...
  8. Buy in Bulk (Sometimes)
May 31, 2023

How do you slash a grocery budget? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

How to make a cheap grocery list? ›

Broccoli, carrots, onions, celery and potatoes tend to be cheap year-round. But as with fruits, if you want more variety, opt for fresh vegetables that are in season. If you're on a budget, it's also a good idea to stock up on canned or frozen veggies when your grocery store runs a good sale.

How much should a 20 year old spend on groceries? ›

USDA-suggested thrifty grocery budget
Age-gender groupsWeekly grocery costMonthly grocery cost
14-19 years$57.10$247.20
20-50 years$55.90$242.30
51-70 years$51.90$225.10
71+ years$57.20$248.00
17 more rows
Apr 23, 2024

How to shop with 20? ›

6 ways to shop on a £20 a week food budget
  1. Use a recipe book or videos. ...
  2. Plan your meals ahead of time. ...
  3. Buy own-brand food. ...
  4. Shop seasonally for fresh fruit and veg. ...
  5. Buy frozen fruit and vegetables. ...
  6. Get a supermarket loyalty card.
Dec 21, 2023

What is a reasonable amount of money for groceries? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout.

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