Rent a Car With Self Visa Credit Card (2024)

FAQs

Rent a Car With Self Visa Credit Card? ›

Yes, you can rent a car with your Self Visa® Credit Card. The card is issued on the Visa network, so it is accepted almost everywhere credit cards can be used as a payment method, including car rental agencies. Please note that the card does not offer a rental car insurance benefit at the time.

Yes, you can rent a car with your Self Visa® Credit Card.

Generally, a corporate rental agency will have no trouble renting an economy car to someone with a credit score ranging from 550-600. The higher the credit score, the more likely it is that you will be granted access to a wider range of vehicles at more competitive prices.

As you make payments on your Credit Builder Account each month, you can choose to increase your credit limit up to a maximum limit of $3,000. Plus, Self considers those who have held a Self Secured Visa® Credit Card for six months or longer for an unsecured credit limit increase.

So if you have a $500 credit limit and the rental company puts a $300 hold on your card, you only have $200 in available credit. Trying to charge more than your available credit line during your trip could result in an overdraft or declined transactions, which could put a big damper on your plans.

Designed for those with poor credit, this secured card charges a modest annual fee and doesn't require a hard credit check. However, you must have an open and active Credit Builder Account with Self and meet certain eligibility requirements — like making three monthly payments on time — before you can get the card.

The Self Visa® Credit Card is only worth it for folks who are working on building their credit score with a Self Credit Builder Loan. If you already have a fair credit score or better, you'll want to consider one of the best credit cards on the market instead, as most of them come with generous rewards and benefits.

Clean Driving Record

Budget reserves the right to deny a car rental to someone with certain infractions on their driving record including, but not limited to, drunk or reckless driving, auto theft, revoked or suspended license, and multiple accidents within a 36-month period.

For example, a poor FICO score is considered to be 300–579 and a poor VantageScore is 300–660. This doesn't mean that renting an apartment with bad credit is impossible—but you may have to take some extra steps to increase your chances of being approved.

There's no official lowest credit score to rent an apartment. Every landlord and property manager has different criteria to approve a new tenant. Landlords generally prefer a minimum credit score of at least “good,” which is 670 to 739. A score at or above that range will make apartment applications easier.

Does a self-credit card become unsecured? ›

After six months of responsible use, you may also be eligible for an unsecured credit card with Self, assuming you also responsibly manage your other credit accounts. Unfortunately, Self does not offer any rewards to cardholders at this time.

If you have excellent credit, high income and low credit utilization among other variables, issuers may offer you a credit line of $30,000 to $50,000. However, it's possible credit issuers offer a credit limit even higher than that.

First Latitude Select Mastercard® Secured Credit Card

Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit. No minimum credit score required for approval!

We may place an authorization amount of up to US$ 200.00 for credit card and US$ 500.00 for debit card, plus the estimated charges on a customer's card, given certain conditions that will be outlined at time of rental.

Debit cards are accepted for payment at the end of your rental. In most cases, a credit check will be performed for debit card customers to determine creditworthiness at the time of rental. If Hertz cannot secure credit approval and/or proper identification credentials are not supplied, Hertz will decline your rental.

A major credit card is a card that is supported by a pre-determined line of credit, and not a bank account, or a pre-paid balance. American Express®, Discover Network®, MasterCard®, and Visa® credit cards are accepted at our Airport Locations, located within the United States and Puerto Rico.

Enterprise and Hertz allow you to use a prepaid card to pay for your rental car. Some Enterprise locations accept cash and money orders for final payments only, while others allow you to secure a rental this way. Hertz accepts prepaid cards for final payment only.

American Express®, Discover Network®, MasterCard®, and Visa® credit cards are accepted at our non-airport Locations, located within the United States and Puerto Rico. At the time of rental, the estimated total amount for the rental will be charged to the credit card provided by Renter.

Cash advances are not available on the Self Visa ® Credit Card or Self Plus Credit Card. Instead, buy something directly using your Self card anywhere in the U.S. Visa is accepted, then pay your credit card balance by the due date.

Many smaller rental car companies may be willing to accept more flexible payments. Some will accept debit cards, cash, or a check. You will often still need to make a deposit that's refunded when you return the car in good condition. Be sure to check with the companies ahead of time for policies at each location.