How much to invest to get 10 crore in 20 years?

Just ₹66,000 per month can help you reach ten crore in 20 years. To reach the ten crore corpus, you'll have to invest about 1.31 lakhs every month.

How to make 10 crore in 10 years by SIP?

Assuming an expected return rate of 12 per cent per year, an investor would need to invest Rs 4.34 lakh per month in equity funds through SIP to create a corpus of over Rs 10 crore in 10 years.

What is the SIP of 10,000 per month for 20 years?

Which investment strategy will help build Rs 1 crore corpus? Rs 10,000 SIP/month Time-period Total investment Accumulation 12-years 14,40,000 32,22,522 15-years 18,00,000 50,45,760 20-years 24,00,000 99,91,479 3 more rows Mar 16, 2024

How much return can I expect from SIP in 20 years?

On average, this fund category (Equity – Consumption) has yielded a return of 18.89% per annum in the last 20 years. A SIP of Rs. 2500 per month would become Rs. 65.84 Lakhs in 20 years.

Which SIP is best for 20 years?

Top SIP Plans for 20 Years in India Name of the Fund Fund Size (in Rs. Crores) 1-Year Returns (%) Canara Robeco Bluechip Equity Fund 10,090 13.97 ICICI Prudential Value Discovery Fund 32,754 24.29 Nippon India Large Cap Fund 15,855 22.71 HDFC Flexi Cap Fund 38,668 22.04 1 more row

How much to invest to get 1 crore in 20 years?

How to accumulate Rs 1 crore in 20 years. If you want to get Rs 1 crore in 20 years, your SIP investment per month will be Rs 10,009. The total investment will be Rs 24.02 lakh , while you will get capital gains of Rs 75.98 lakh on it.

What if I invest $5,000 in SIP for 20 years?

If someone begins a SIP of 5000 per month for a span of 20 years, at 12% assumed annualized rate of return per annum, your total investment in 20 years is Rs. 12 lakh and the accumulated corpus at the end of tenure is close to Rs. 50 lakhs.

What if I invest 1000 rs in SIP for 20 years?

If you were to stay invested for a shorter duration, say 20 years, you'd invest Rs 2,40,000 , but your portfolio value would be Rs 9.89 lakh. A decade-long investment of Rs 1,000 per month would equal Rs. 2,30,038, as compared to Rs. 1,20,000 invested over the same period.

What if I invest $20,000 in SIP for 20 years?

However, just for better understanding, if you invest Rs 20,000 for 20 years, assuming a rate of return of 12%, you will roughly be able to generate an income of Rs 2 crores .

How much will $1,000 invested be worth in 20 years?

As you will see, the future value of $1,000 over 20 years can range from $1,485.95 to $190,049.64. Discount Rate Present Value Future Value 10% $1,000 $6,727.50 11% $1,000 $8,062.31 12% $1,000 $9,646.29 13% $1,000 $11,523.09 25 more rows

How much to invest to get 5 crore in 20 years?

According to the Upstox SIP calculator, a 40-year-old would need to invest ₹33000 per month for the next 20 years to build a corpus of ₹5 crore by the age of 60, assuming a 15 per cent annual rate of return and monthly compounding.

How to get 10 crores in 30 years?

For example, if an investor consistently pays a premium of INR 15,000 at an annual interest rate of 15% for 30 years , he would be able to accumulate INR 10 crores at the end of 30 years. The SIP investment plan shows the power of compounding when it comes to generating returns on investment.

How to make 20 crore in 20 years?

To build a corpus of ₹20 crore in 20 years, a person needs to invest ₹2 lakh every month via SIP or ₹2,00,200 to be precise . This is possible if investors receive a 12% compound annual growth rate (CAGR) on their investments.

Mutual funds: Monthly SIP you need to accumulate ₹10 crore in 20 years (2024)

Mutual fund investments are considered good investment tool for a long term investor who is ready to take limited risk. The risk factor in equity mutual funds goes further down if the investor has chosen to invest through systematic investment plan or SIP route. In mutual fund SIP investment, an investor gets an average return on the growth given by the markets during the tenure of investment. That's why, investment experts advise that long term SIP can be started any time and one should continue to invest in SIP without bothering about the market movement. Though, it is advised to start investing as early as possible but in case, someone couldn't start saving for one's long term goal in early phase of one's career, mutual funds SIP can help them achieve their long term goal with some adaptation.

Speaking on the adaptation one should do to achieve long term investment goal with smallest possible time, Kartik Jhaveri, Manager — Wealth at Transcend Capital said, "A common mistake that a long term mutual fund SIP investor commits is continuing with the same monthly SIP amount for long term. However, the smart practice is to increase one's monthly SIP with the increase in one's income. In other words, one has to step up one's monthly SIP on an annual basis. It helps an investor to achieve one's long term goal with smallest possible SIP amount. Annual step up in SIP amount also helps an investor to achieve one's long term investment goal in least possible time. So, a late investor can start a monthly SIP using annual step up to achieve one's long term goal."

15 X 15 X 15 rule of mutual funds

On how to create ₹10 crore wealth in 20 years, SEBI registered tax and investment expert Jitendra Solanki said, "15 X 15 X 15 rule of mutual funds suggest that one can expect 15 per cent annual return if the time horizon is 15 years or more. So, a mutual fund SIP investor investing for 20 years can expect 15 per cent return on one's money if the mutual fund plan has been chosen with proper home work. However, for generating ₹10 crore in 20 years expecting 15 per cent annual return one would require start a monthly SIP of around ₹75,000, which won't be an easy task for a middle middle class or even the higher middle class individual. So, one will have to use annual step up to bring this whopping ₹75,000 down to one's reach.

Mutual funds: Monthly SIP you need to accumulate ₹10 crore in 20 years (1)

On how much annual step would be enough to meet one's ₹10 crore goal, Kartik Jhaveri of Transcend Capital said, "Normal practice is 10 per cent annual step up in one's SIP but in case the investor has failed to start investing in early phase of one's career, then 15 per cent annual step up will be enough to meet one's long term investment goal in least possible time horizon."

Mutual fund calculator

Assuming 15 per cent annual return and 15 per cent annual step up in one's monthly SIP amount, the mutual fund SIP calculator suggests that ₹26,500 to ₹27,000 monthly SIP would be required to accumulate ₹10 crore in 20 years.

Disclaimer: The views and recommendations made above are those of individual experts or wealth management companies, and not of Mint.

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Published: 29 Oct 2022, 07:43 AM IST