You need enough income to afford monthly bill payments on the Chase Freedom Unlimited® card. While the terms and conditions of the Chase Freedom Unlimited® card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.
Keep in mind that the income you list on a credit card application doesn’t necessarily have to come from a job. Chase will also consider things like Social Security benefits, unemployment insurance, alimony payments, pension distributions, investment returns and more.
In addition, if you are at least 21 years old, you may include shared household income on your application. If you are 18-20 years old, you may only include your own income.
This answer was first published on 08/28/23 and it was last updated on 01/15/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
