To cancel a Applied Bank credit card, call customer service at 1 (800) 947-1090and ask a customer service rep to cancel your card account. Cardholders can also cancel an account in person at an Applied Bank branch, or by mail.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your Applied Bank card.
How to Cancel an Applied Bank Credit Card
By phone
Call customer service at 1 (800) 947-1090 and enter your account number to verify your identity.
Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
In person
Click the branch locator tool link on the Applied Bank website or mobile app for a list of Applied Bank branch locations.
By mail
Send your written request to cancel the card to:
Applied Bank
PO Box 17125
Wilmington, DE 19850-7125
It’s important to know that when you cancel your Applied Bank card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.
This answer was first published on 11/21/23 and it was last updated on 03/13/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
