If you have ADHD, your diagnosis may impact your life insurance rates. But if you work with an independent life insurance broker, you have better odds of getting an affordable policy.
In this article, we explain the relationship between ADHD and life insurance, how you can get it, and what to expect when you apply.
Where to Apply for Life Insurance If You Have ADHD
If you’re looking to buy life insurance, your options may seem overwhelming. You can apply directly with an insurance company through a captive agent or use an independent agent or broker.
If you have a pre-existing health condition, like ADHD, working with a broker is your best bet for getting the best possible price. A broker isn’t employed by nor a representative of any specific insurer and, therefore, can shop around to find the best coverage for you.
» Compare:Term life insurance quotes for ADHD
Buying Life Insurance with ADHD
ADHD is a common medical condition. Our agents have had a lot of success in helping clients with ADHD get life insurance coverage.
Did you know that some insurance companies are strict with ADHD diagnoses? Since Quotacy is an independent broker, your agent can shop around to help find you coverage so you can financially protect your loved ones.
We want you to get approved and will work hard to help you get coverage. Start the process by getting a free term life insurance quote or keep reading for more in-depth information about life insurance and ADHD.
How Life Insurance Companies View ADHD
With ADHD, severity can be diagnosed as mild, moderate, or severe, and symptoms affect each person in varying degrees. Insurance companies will pay close attention to the severity and the medications you take. Individuals with mild, well-controlled cases may even qualify for preferred rates.
Don’t let an ADHD diagnosis prevent you from applying. Many people with ADHD are accepted for life insurance coverage.
Quotacy is here to dig through the different life insurance companies to help you find affordable term life insurance rates that keep you and your family covered.
