Easiest Department Store Credit Cards to Get in 2024 (2024)

Fingerhut isn't the easiest it's Stoneberry's k. Jordan Mason easy pay and fifth and Glam

This answer was first published on 05/07/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Justine Browns, Member

@justine_browns

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I think the easiest one to get is the Fingerhut. It’s not really a department store, but it does offer more than 500,000 items. You can apply online, it’s very fast and easy, and you get a decision quickly. You can get approved for it even if you have poor credit, and it doesn’t have an annual fee. All the others require you to have at least fair credit.

This answer was first published on 04/03/18 and it was last updated on 09/19/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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timpetit83, Member

@timpetit83

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I got a Fingerhut credit card 2 years ago with poor credit and now I'm up to a $3,000 credit limit 2 years later they got good quality products in 2 years ago I started out with a $200 credit limit that Fingerhut within 5 months it went up to $700 credit limit and then on now it's 3,000 it's a good card to have because you can buy basically anything but food

This answer was first published on 12/04/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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tisha2551, Member

@tisha2551

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Maurices is backed by CapitalOne credit. If you have a CapitalOne credit card already, this one is approved as well. Fingerhut is online only, not sure why they send credit cards in the mail. For poor credit building credit cards, Indigo has cheaper interest rate than CapitalOne. CreditOne is also for poor credit and offers a 1% - 3% cash back on fuel and food purchases.

This answer was first published on 01/27/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Motley Grasse, Member

@motley_grasse

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I know you can get the Fingerhut even if you have bad credit, but I'm not sure it counts as a department store.

This answer was first published on 02/16/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Fingerhut Credit Account, Montgomery Ward Credit Account, Amazon Secured Credit Card, Target Credit Card, Walmart® Store Card, Sony Visa® Credit Card, Best Buy® Store Card, Amazon Store Card, Group One Platinum Card, Net First Platinum, Kohl's Credit Card, TJX Store Card, Express Credit Card, and Saks Fifth Avenue Store Card

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Easiest Department Store Credit Cards to Get in 2024 (2024)
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