Chase Bank Promotions: April 2024 (2024)

Chase Bank is the largest bank in the country, by both assets and branches, with over 4,800 locations nationwide. That’s why a lot of people prefer banking with Chase—no matter where you go, there’s a good chance there’s a branch location nearby.

Chase has a reputation as being a very fee-heavy bank, and that’s true. But if you’re careful, there are plenty of ways to come out ahead with one of the many generous Chase Bank promotions.

Chase Bank Promotions: April 2024

Chase Bank Promotions: April 2024

  • Our Top Picks
  • Total Checking® – $300
  • Total Checking + Savings – $900
  • Secure Banking – $100
  • College Checking – $100
  • Business Complete Checking® – $300
  • See More (2)
  • Compare Promos

  • Alternatives

  • FAQs

  • The Bottom Line

Chase : Total Checking® – $300

Chase Bank Promotions: April 2024 (1)

  • Bonus Amount: $300
  • Promotion Expiry: July 24, 2024
  • Qualifications: Direct deposit

How to Get the Bonus

  1. Open a new checking account with the coupon code. You can do this online via the promotion offer page to make sure the correct coupon code is applied to your application. Alternatively, you can enter your email address to receive a coupon you can bring with you to a Chase branch if you want to open an account in person.
  2. Set up direct deposit. You’ll have 90 days to set up and receive direct deposits that total at least $500. Direct deposits could include paychecks from your employer or government benefits, but they don’t include transfers between other people or bank accounts.
  3. Wait for the bonus. After you set up direct deposit, Chase will deposit the bonus to your new checking account within 15 days.

Bonus Restrictions and Account Fees

  • Not available if you currently have a Chase checking account
  • Not available if you previously had a Chase checking account but closed it within the last 90 days, or closed it within the last three years while you had a negative account balance
  • Not available if you earned another checking account bonus from Chase within the past two years
  • Chase Total Checking® comes with a $12 monthly fee, but you can have it waived if you meet one of three requirements each month: have $500 or more in electronic deposits, a $1,500 balance at the start of each day, or an average daily balance of $5,000 across all of your linked Chase checking and savings accounts, if you have others. Surcharge Fees from the ATM owner/network still apply.
  • Chase Bank charges ATM fees if you use a non-Chase machine ($3–$5) and overdraft fees ($34, up to three times per day) for certain transactions. Surcharge Fees from the ATM owner/network still apply.
  • Chase Total Checking® also comes with a variety of other fees, such as for stop payment orders ($30), money orders ($5), domestic wire transfers (up to $35), and many more. Surcharge Fees from the ATM owner/network still apply.

Chase : Total Checking + Savings – $900

Chase Bank Promotions: April 2024 (2)

  • Bonus Amount: $900 for opening a Chase Total Checking® and Chase Savings account together
  • Promotion Expiry: July 24, 2024
  • Qualifications: Deposit, direct deposit

How to Get the Bonus

  1. Open both accounts with the coupon code. Use the application link on the Chase Bank promotions page or enter your email address if you want to apply in person. You’ll need to open both accounts at the same time—not staggered.
  2. Receive a direct deposit into the Chase Total Checking® account. Any amount will do, as long as it happens within the first 90 days and is a legitimate direct deposit (e.g., from your employer or a benefits provider) rather than a transfer from someone else.
  3. Deposit at least $15,000 into the Chase Savings account within 30 days. You’ll need to keep that money parked there for at least 90 days. If your balance drops below $15,000 before then, you’ll lose the bonus. The money must come from outside of Chase Bank—it can’t come from your spouse’s Chase account, for example.
  4. Receive your bonus in 15 days. Once you’ve met the account requirements, Chase Bank will deposit the bonus into one of your new accounts.

Bonus Restrictions and Account Fees

  • You’re not eligible for either the checking or savings bonus if you currently have a Chase checking or savings account, or closed either one within the last 90 days.
  • If you’ve earned a Chase checking or savings account bonus within the past two years, you’re not eligible.
  • Chase Total Checking® charge a$3 fee per withdrawal at a non-Chase ATM in the U.S., Puerto Rico and the U.S. Virgin Islands, charge a $5 fee per withdrawal at a non-Chase ATM outside of the U.S., Puerto Rico and the U.S. Virgin Islands. Surcharge Fees from the ATM owner/network still apply.
  • Chase Savings accounts charge a $5 monthly fee unless you can meet one of four requirements: have at least $25 in automatic transfers from another Chase personal checking account; have a Chase College Checking account linked to this account as overdraft protection; be under age 18; or have a linked Chase Private Client Checking account, Chase Sapphire Checking account, or Chase Premier Plus Checking account.
  • Chase Savings accounts also charge a $5 fee for each withdrawal past your sixth per month.

If all you want is the Chase Total Checking® account, this is a better bonus to select. Even if you don’t want the matching savings account, the bonus amount is $100 higher.

Chase : Secure Banking – $100

Chase Bank Promotions: April 2024 (3)

  • Bonus Amount: $100
  • Promotion Expiry: July 24, 2024
  • Qualifications: Transactions

How to Get the Bonus

  1. Open a new Chase Secure Checking account. You can open the account online or in person. If you’re opening the account in person, you’ll need to enter your email address on the offer page in order to get a code you can bring to the bank to ensure you get the bonus offer. Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure BankingSMaccount.
  2. Complete at least 10 transactions within two months. Transactions that count include swiping your debit card, ACH transfers into your account, paying bills online, using Zelle, and more. You have 60 days to complete these transactions in order to earn the bonus.
  3. Wait 15 days for the bonus. Once you’ve finished making 10 eligible transactions, Chase bank will deposit the bonus into your account within 15 days.

Bonus Restrictions and Account Fees

  • You’re not eligible for this offer if you currently have a Chase checking account, if you’ve had one within the past 90 days and closed it, if you’ve had one within the past three years and closed it with a negative balance, or if you've received a Chase checking account welcome bonus within the last two years.
  • You can’t use paper checks with this account, only a debit card.
  • You can’t send or receive wire transfers or get a safe deposit box at a local branch with this account.
  • This account comes with a $4.95 monthly fee, with no option to waive it.
  • Chase Secure BankingSM charge a$3 fee per withdrawal at a non-Chase ATM in the U.S., Puerto Rico and the U.S. Virgin Islands, charge a $5 fee per withdrawal at a non-Chase ATM outside of the U.S., Puerto Rico and the U.S. Virgin Islands. Surcharge Fees from the ATM owner/network still apply.
  • You won’t be charged any overdraft fees with this account—instead, any charges you try to make that would overdraw your account will be declined right at the cash register.
  • This account is designed as a “second-chance account” for people who aren’t able to qualify for better checking accounts with fewer fees and more features.

You can use second-chance checking accounts much like how you use a secured credit card to build better credit. After a time with this account, you may be able to qualify for a better checking account elsewhere.

Chase : College Checking – $100

Chase Bank Promotions: April 2024 (4)

  • Bonus Amount: $100
  • Promotion Expiry: July 24, 2024
  • Qualifications: Transactions

How to Get the Bonus

  1. Open a new Chase College Checking account. Opening the account online is probably easiest. You can also enter your email address to get a coupon emailed to you that you can bring to a local branch if you’ll be opening the account in person.
  2. Make at least 10 qualifying transactions within 60 days. You can qualify with a wide range of transaction types, including ACH transfers, debit card purchases, Zelle transfers, etc. But, you only have 60 days to do them.
  3. Receive your bonus. Once you meet the requirements, Chase will deposit the bonus into your account within 15 days of when you qualify.

Bonus Restrictions and Account Fees

  • Only available for college students between the ages of 17 and 24
  • You’re not eligible if you already have another Chase checking account, or if you previously had a Chase checking account but you closed it within the past 90 days (or within the past three years if you closed it with a negative balance).
  • You’re also not eligible if you’ve received any other Chase checking account bonus within the last two years.
  • When you sign up, you’ll need to provide proof of enrollment, such as a bill statement or student ID. You’ll also need to provide your expected graduation date, which can be up to five years in the future.
  • There are no monthly fees while you’re in college. But once you either turn 24 or reach the expected graduation date you stated when you opened the account, you’ll start owing a $12 monthly fee unless you meet one of two requirements each month: have some sort of electronic deposit into your account or keep a $5,000 average balance in your account.
  • Chase College Checking charges a $3 fee per withdrawal at a non-Chase ATM in the U.S., Puerto Rico and the U.S. Virgin Islands. $5 fee per withdrawal at a non-Chase ATM outside of the U.S., Puerto Rico and the U.S. Virgin Islands. Surcharge Fees from the ATM owner/network still apply.

Chase : Business Complete Checking® – $300

Chase Bank Promotions: April 2024 (5)

  • Bonus Amount: $300
  • Promotion Expiry: July 22, 2024
  • Qualifications: Deposit, balance, transactions

How to Get the Bonus

  1. Open a new Chase Business Complete Checking® account. Chase offers the option of opening an account online or at a local branch.
  2. Deposit and maintain a balance of $2,000 in your account for 60 days. You’ll need to fund your new account with “new” money—i.e., money that came from somewhere other than another Chase bank account—within 30 days of offer enrollment, and you'll need to keep that balance for 60 days.
  3. Make at least five qualifying transactions within 90 days of enrollment. This could include making a purchase with your debit card, using online bill pay, etc.P2P payments made with Zelle and other services do not qualify.
  4. Wait 15 days for your bonus. Once you achieve all of the deposit, balance maintaining, and transaction requirements, Chase Bank will deposit the bonus amount into your checking account within 15 days.

Bonus Restrictions and Account Fees

  • You’re not eligible for this offer if you’ve received another Chase business checking account offer within the past two years, if you currently have another Chase business checking account, if you’ve closed a prior Chase business checking account within the past 90 days, or if you’ve closed a prior Chase business checking account while you had a negative balance within the past three years.
  • The Chase Business Complete Checking® account charges a $15 monthly fee unless you meet one of five requirements each month: have a linked Chase Private Client Checking account; meet Chase Bank’s military banking requirements; use Chase payment solutions to process at least $2,000 of sales into your account; have $2,000 in your account at the end of each business day; or spend at least $2,000 with a Chase Ink business credit card, like the Chase Ink Business Preferred.

Compare Chase Bank Promotions

AccountBonus AmountPromotion ExpiryQualifications
Chase Total Checking®$300July 24, 2024Direct deposit
Chase Total Checking + Savings$900July 24, 2024Deposit, direct deposit
Chase Secure Banking$100July 24, 2024Transactions
Chase College Checking$100July 24, 2024Transactions
Chase Business Complete Checking®$300July 22, 2024Deposit, maintain balance, transactions

In the News

Thanks to the Federal Reserve, deposit account interest rates haven't been this high since 2001. That's because the Fed has raised the federal funds rate to its highest level in 22 years to help combat inflation. The rates on savings, money market, and CD accounts are directly influenced by the federal funds rate—when it rises, so do bank deposit rates. And with the Fed leaving the door open to more rate hikes in the future, deposit account rates could climb even higher.

Pros and Cons of Chase Bank Promotions

Pros

  • Easy way to earn a cash bonus

  • Can receive bonuses for both personal and business accounts

Cons

  • Must be a new customer

  • Will need to have qualifying activity or meet other requirements

  • Cash bonus is taxable

Pros Explained

  • Easy way to earn a cash bonus: By opening a Chase Bank account that offers a promotion, you could easily earn a few extra hundred dollars without much legwork on your part.
  • Can receive bonuses for both personal and business accounts: Having a pre-existing personal account with Chase doesn’t disqualify you from earning a promotion on a new business account, or vice versa.

Cons Explained

  • Must be a new customer: To qualify for a Chase Bank promotion, you usually need to be a new customer who hasn’t earned a similar promotion in the past two years. Closing your current Chase account and opening a new one soon after, for example, won’t allow you to qualify for a cash bonus.
  • Will need to have qualifying activity or meet other requirements: Opening a Chase account usually isn’t enough to earn the promotion. You may also need to make a certain number of transactions within a certain period of time or maintain a minimum balance on your account.
  • Cash bonus is taxable: Similar to interest you earn on your checking or savings account, your cash bonus is considered taxable income. Chase will send you a 1099-INT tax form to report your bonus and other interest earned and you must pay taxes on the amount.

Most bank promotions aren’t around forever—you’ll have to open your account before the offer expires to qualify for the deal.

Alternatives to Chase Bank Promotions

  • Promotions from other banks: If you’re shopping around for a new bank, compare promotional offers from multiple institutions to find the best one. Some banks may offer higher cash-back amounts or accounts with lower fees. Check out the best bank bonuses to see what’s available.
  • Credit card offers: Another way to earn cash back is by opening a credit card with a cash-back welcome bonus. You’ll typically need to spend a minimum amount on purchases within your first few months with the card to qualify for the promotion. Be careful not to overspend simply to earn the welcome bonus, though, as credit cards typically charge high APRs.
  • CD promotions: If you’re looking to earn money on your savings, consider a certificate of deposit with a promotional offer. Some banks offer higher interest rates on CDs if you open one at a certain time or choose a specific term. Keep in mind, though, that you’ll be subject to a penalty if you withdraw your cash before your CD matures.
  • High-yield savings account: While one-time promotional offers may be tempting, it’s a good idea to review the rates and terms of a bank account before you open one. Low APYs and high fees may mean the bank account isn’t a good deal, even if it has a tempting cash offer. Instead, you could consider a high-yield savings account that offers high APYs and low (or no) fees on your savings year-round.

Frequently Asked Questions

  • Are Chase Bank Promotions a Good Deal?

    Yes, Chase Bank promotions are often very good. However, the actual Chase bank accounts you’ll be signing up for may not be worth keeping for very long. They offer very low rates and come with high fees, so we suggest looking elsewhere for your long-term banking needs. Overdraft fees could wipe out the bonus you’ll earn for the Chase College Checking account in just one day, for example.

  • Are Chase Bank Promotions Taxed?

    Yes, Chase Bank promotions are considered taxable income. At the end of the year, Chase Bank will send you an IRS Form 1099-INT so you can report the bonus you earned and pay your taxes on it. It’s a good idea to hold some money from your bonus back to pay the taxes.

  • How Do You Find Chase Bank Promotions?

    Chase Bank promotions are not very well advertised on its website. In order to find them, we suggest following the links provided in this article. Each page offers an option to sign up, and we suggest using that specific link in order to ensure you’re receiving the correct Chase Bank promotion offer.

  • Can You Use Multiple Chase Bank Promotions?

    Yes, but you’ll need to be careful about it. Most Chase Bank promotions are limited to people who don’t already have the same type of account open. For example, if you’re applying for the Chase Total Checking bonus, you won’t be eligible if you have any other Chase checking accounts open—but if all you have is a Chase savings account, for example, you’re still eligible for the bonus.

  • Does Chase Bank Have Any Promotions?

    Chase Bank offers various promotions to qualifying customers. As of October 2023, Chase is offering cash-back bonuses on its Total Checking, Secure Banking, Business Complete Checking, and College Checking.

  • How Do I Claim My Chase Bonus?

    You typically need to be a new customer of that account type (checking, savings, etc.) to qualify for a Chase bank bonus, and then you must meet any other requirements. Those requirements may be getting a certain amount in direct deposits, maintaining a minimum balance in your account, or making a certain number of transactions. If you qualify for the bonus, Chase will deposit the cash into your account, usually within 15 days of meeting requirements.

    If you don't receive your cash bonus, contact Chase’s customer service for assistance.

  • Am I Eligible for a Chase Promotion?

    You may be eligible for a Chase Bank new account bonus if you don't currently have this account type (checking, savings, etc.) with Chase, haven't closed it within 90 days or three years with a negative balance, and haven't received a welcome bonus for this account type within two years. Each promotion has its own eligibility requirements, so check the specific offer you’re interested in to see what criteria you need to meet. And after those basic eligibility requirements, you usually need to perform certain actions (direct deposits, maintaining a balance, etc.) to earn the bonus.

The Bottom Line

Chase offers opportunities for bonuses ranging from $100 to $300 for various checking accounts, each with different requirements to earn the bonus. The Chase Business Complete Checking account offers the highest bonus. Chase Total Checking offers a $200 bonus, and two more basic checking accounts—one specifically for college students—offer $100 bonuses. Earning the bonuses requires some volume of monthly transactions, direct deposits, or both, depending on the account. The earnings are taxable the same way any interest income is taxable.

Chase Bank Promotions: April 2024 (6)

Article Sources

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  1. Federal Reserve. "Large Commercial Banks."

  2. Federal Reserve System. "Open Market Operations."

  3. Chase. "Enjoy $200."

  4. Chase Bank. "Deposit Account Agreement."

  5. Internal Revenue Service. "Topic No. 403, Interest Received."

  6. Chase. "Enjoy $200."

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Chase Bank Review Best Checking Account Bonuses Best Bank Account Bonuses U.S. Bank Promotions: April 2024 Wells Fargo Bank Promotions

Chase Bank Promotions: April 2024 (2024)

FAQs

How to get $900 bonus from Chase Bank? ›

Chase Total Checking + Savings – $900

Use the application link on the Chase Bank promotions page or enter your email address if you want to apply in person. You'll need to open both accounts at the same time—not staggered. Receive a direct deposit into the Chase Total Checking® account.

Is the Chase $900 offer legit? ›

The Chase $900 bonus for new checking and savings accounts is Chase Bank's biggest offer yet. However, Chase $900 bonus checking and savings reviews highlight that it's only applicable for new customers and those who haven't received a Chase bonus in the last two years.

What is the $3000 bonus at Chase Bank? ›

These are the bonus tiers: Earn $1,000 when you deposit $150,000 to $249,999.99. Earn $2,000 when you deposit $250,000 to $499,999.99. Earn $3,000 when you deposit at least $500,000.

Does Chase have any promotional offers? ›

JPMorgan Chase Bank is currently offering a bonus of $300 when you open a personal checking account and $200 when you open a savings account. If you open both accounts at the same time, you get an extra $400 — for a total bonus of $900.

What is the Chase bonus for 2024? ›

Starting January 1 through March 31, 2024, Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on up to $1,500 in combined purchases on the following: Grocery Stores1: Kickstart 2024 with the right regimen for the new year and a healthy approach of well-balanced meals with beneficial incentives.

What is the $1,000 dollar bonus at Chase Bank? ›

This offer is best for those who can meet high minimum transfer requirements. Offer: Get a $1,000, $2,000 or $3,000 bonus when you open or upgrade to a new Chase Private Client Open Checking℠ account and complete qualifying transfers within the specified time frame. Minimum deposit to qualify: $150,000.

What is the bonus for JP Morgan in 2024? ›

J.P. Morgan Self-Directed Investing 2024: Up to $700 Bonus.

What is the 80000 bonus reward Chase? ›

This means that an 80,000-point bonus is worth $1,000 toward hotel stays, airfare, rental cars and more. But your rewards will likely yield the highest value when transferred to Chase transfer partners such as Hyatt, United Airlines, Iberia, Virgin Atlantic and more.

What is the Chase 20000 bonus reward? ›

You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening.

Can you negotiate with Chase? ›

You may go through several rounds of negotiations before reaching an agreement. If you can't afford to pay off as much as 60%, you still have options. Chase will ask you about your budget, income, and expenses.

What bank gives you money just for opening an account? ›

The 10 best checking account bonuses for June 2024: earn up to $700
Bank & accountBonus amountDirect deposit required
Chase: Chase Total Checking$300$500
Citibank: All Citibank checking accounts$300$1,500
Key Bank: Key Smart Checking$200$500
Fifth Third Bank: Preferred Checking$200$500
6 more rows

What is the signing bonus for Chase? ›

Enjoy $300

as a new Chase checking customer, when you open a Chase Total Checking® account1 and make direct deposits totaling $500 or more within 90 days of coupon enrollment. Account subject to approval.

What is the $900 bonus on Chase Business Unlimited? ›

$900 Cash Back After You Spend $6,000 On Purchases In The First 3 Months From Account Opening: You will receive 90,000 bonus points with this bonus offer, which can be redeemed for $900 cash back.

How long does it take Chase to give bonus? ›

Open a new Chase Secure Banking account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. online bill payments. Your checking account bonus will appear in your account within 15 days after completing the qualifying transactions.

When am I eligible for Chase bonus again? ›

Yes. You can receive a Chase Sapphire bonus more than once. If it's been more than 48 months since you've last earned a bonus on either the Chase Sapphire Preferred or Chase Sapphire Reserve card, you can earn the bonus again.

How to get $200 bonus Chase Freedom Unlimited? ›

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. (Get this welcome bonus.) 5% on travel purchased through Chase Travel℠. 3% at drugstores and on dining.

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