Capital One Quicksilver Credit Score Requirement (2024)

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The Capital One Quicksilver credit score requirement is 700+, which means you need good to excellent credit to get this card. Capital One will also consider your income and debt among others when making approval decisions for the Capital One Quicksilver card. You can see if you pre-qualify for this card on Capital One’s dedicated webpage.

With a $0 annual fee, unlimited 1.5 - 5% cash back on every purchase and a signup bonus of $200 for spending $500 in the first 3 months, Capital One Quicksilver is a great rewards card.

What to do if you don’t meet the Capital One Quicksilver credit score requirement:

If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Card is easier to get. This card has the same 1.5 - 5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited have a shot at approval, though. And if you get the Capital One QuicksilverOne, you could upgrade to the Capital One Quicksilver once your score is higher.

This answer was first published on 06/17/22 and it was last updated on 01/15/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Capital One Quicksilver Cash Rewards Credit Card

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lemasrecw, Member

@lemasrecw • 06/26/21

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I GOT THE QUICKSILVER CARD WITH A 556 CREDIT SCORE AND A 1200 LIMIT

Phyllis Jameson, Member

@phyllisjameson • 01/14/18

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Well, if you’ve got a score above 710/715, you should have good chances of approval.

This answer was first published on 01/14/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

@benhelps2012

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I have an 800+ credit score and no debt. They just declined me. Income over $60k. I guess since I don't usually carry a balance and wasn't going to transfer it they don't want me. wish they would stop sending me offers.

What is the Capital One Quicksilver credit limit?

The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card’s credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card’s terms and conditions.

If you want to aim for a higher credit limit, there are a number of areas...

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How do I get a Capital One Quicksilver credit limit increase?

You can get a Capital One Quicksilver (see Rates & Fees) credit limit increase by making a request either online or by calling the number you see on the back of your card. You’ll need to provide your total annual income, employment status, and monthly mortgage or rent payment. So, make sure to have that information ready before submitting your request.

Keep in mind that new accounts opened within the past several months are generally considered ineligible. Capital One also...

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How can I increase my credit score quickly?

The fastest ways to improve your credit score are to pay down your balances, dispute incorrect information on your credit report, make more frequent payments, and reduce credit utilization. Credit utilization (how much of your credit limits you use each month) contributes to a portion of your credit score that accounts for 20% - 30% of your overall score. So, an adjustment there can result in a big credit boost pretty quickly. Similarly, you can dispute...

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rbair99, Member

@rbair99 • 03/19/21

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I got approved and my score is 668. Plus I have no credit history and I have yet to start paymentsmy student loans which is about 18k

This answer was first published on 03/19/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Jordan, Member

@jordymcbell • 11/14/19

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I just got approved and got my card last week with a fico 8 of :628

and a fico bankcard score of: 667.

700+ is NOT needed

This answer was first published on 11/14/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Phyllis @nurseprice66

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Got pre-approved with the numbers scared to push buttons sote said 700 got 4 capital cards !

Paul @paulclay43

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Income is also an important consideration. If you don't currently have any credit cards then Capital One is more likely to issue you a Platinum card then after 6mos of good payments a credit increase then at about 12 Mos you may be given a Quicksilver or Quicksilver one card. It really depends on your current situation. If your new to credit or are starting over then Capital one is a great place for your first card. I have Quicksilver and Platinum from them. Yes, 2 cards

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mazrado10, Member

@mazrado10 • 02/01/21

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700 is a good credit score and it gives u a lot of benefits

This answer was first published on 02/01/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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