Best Mobile Banking Apps of April 2024 (2024)

Citi Mobile is at the top of our list for a few reasons. Not only is the app easy to navigate—even if you aren’t tech-savvy—but it’s also highly secure. Citi uses multiple layers of security, including biometrics, to keep your information safe. You can also set up alerts to notify you of suspicious activity on your account.

The app is also packed with features. You can check your account balance, track your FICO score, set savings goals, lock and unlock your debit card, transfer money, pay bills and more. You can even view a quick summary of your Citibank accounts without logging in. And if you need help, customer service is just a tap away.

The Bank of America mobile app has many standard features you’d find with other apps. You can view and manage bank, credit and investment accounts, activate debit and credit cards, deposit checks, pay bills and more.

In addition, the BofA mobile app has a few stand-out features that go above and beyond.

First, the app has a built-in spending tracker and budgeting tool to help you take control of your money. Second, there’s a security meter that will tell you how secure your accounts are and what steps to take to reduce your fraud risk. And third, the BofA mobile banking app comes with a virtual assistant named Erica that can help you find transactions, pay bills and gain valuable insights into your spending.

A healthy financial life starts with knowing where you stand. That’s why the Chase Mobile app offers a suite of tools to help you manage your money and improve your financial health—all in one place.

With its “Credit Journey” tool, you can get a free credit score and credit report card, so you can track your progress over time. Plus, its built-in budget planner makes it easy to see where your money is going and find areas where you can save.

And if you’re looking to grow your money, Chase even has an investment tool that lets you view your portfolio and make trades on the go. Plus, you can track and redeem credit card rewards in the app.

Ally Bank’s mobile app is one of the most comprehensive and user-friendly apps on the market. While you can perform standard activities like view account balances, deposit checks and locate ATMs, Ally’s mobile app has many savings features that make it stand out.

One savings feature lets you round up debit card purchases to the nearest dollar and have the spare change automatically moved to your savings account. You can also set up “savings buckets” inside the mobile app for individual savings goals, like emergencies, down payments, vacations, weddings and retirement.

Plus, you can send and receive money with Zelle, track your Ally Invest portfolio, get help from a roboadvisor and more. Ally Bank is also one of the few banks that doesn’t charge any fees, so your hard-earned money is working for you, not against you.

If you need to be able to access your accounts from anywhere, Discover’s mobile app makes this easy. It’s simple to use and packed with features for managing your finances. You can monitor your credit score, apply for new accounts, pay bills and redeem rewards—all from the app.

If you’re looking for a tech-forward, low-fee bank account, Discover is a great option. The bank has competitive interest rates and charges very few fees compared to traditional institutions.