Best Lifetime Free Credit Cards In India 2024 (2024)

FAQs

Which credit card is best and lifetime free? ›

Amazon Pay ICICI Credit Card

It is also a popular card among the people. To get an Amazon Pay ICICI Credit Card, apply on the Amazon app. It is very easy to get for the beginners. There is no joining fee or annual fee to pay.

SBI offers a range of lifetime free credit cards that eliminate the burden of annual fees while still providing a wealth of features. These cards are designed to cater to various lifestyles and spending habits, offering benefits from fuel surcharge waivers to generous reward point structures.

What Credit Card Do the Super Rich Use? The super rich use a variety of different credit cards, many of which have strict requirements to obtain, such as invitation only or a high minimum net worth. Such cards include the American Express Centurion (Black Card) and the JP Morgan Chase Reserve.

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.

Leading credit card issuers in India like HDFC Bank, SBI Card, Axis Bank, IndusInd Bank and Standard Chartered Bank offer a number of cards, each catering to unique individual needs like fuel, online shopping, dining, movies, groceries, or a mix of all. Before choosing a card, you must compare the available options.

Most ATMs will accept Visa and Mastercard, and a few will accept American Express and Diners Club, too. Just be warned that ATM cash withdrawals often come with high fees, and are subject to a variable withdrawal limit set by the local bank.

The annual membership fee for the SBI ELITE credit card is Rs 4,999 plus taxes. It can be waived off if you spend Rs 10 lacs or more with this credit card for a year.

What is lifetime free credit card in Icici bank? ›

Features & Benefits of Lifetime Free ICICI Instant Platinum Credit Card. It offers an assured credit card at zero annual fees without any income documents, given that you make a fixed deposit with the ICICI Bank. It offers global emergency support service and card replacement assistance.

The most expensive one available in India demands ₹12.09 lakh as joining fees and ₹3.24 lakh thereafter every year on renewal. The card in question is Amex Centurion, an ultra premium credit card. But, it's one-of-a kind and no other card comes even close to its pricing.

No, OneCard does not charge any reward redemption fee from its users. You can earn reward points and redeem them without any charges. OneCard also does not charge any joining and annual fees, which means, you can avail this credit card free for your lifetime.

Unfortunately, there are only a few cards that advertise no preset spending limit and most are from American Express. It's also worth noting that each of the cards that don't have a preset spending limit charge an annual fee.