One of the best $300 credit card bonus offers is given by the Capital One Savor Cash Rewards Credit Card*. You can get this bonus by spending $3,000 in the first 3 months of account opening. In addition, this card offers 1 - 5% cash back on purchases. The card’s annual fee is $95.
It’s worth noting that there aren’t many credit cards offering a $300 or more initial bonus, at least not in the form of cash back.
Some of the Best $300+ Credit Card Bonus Offers
Dining & Entertainment:Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More
Initial Bonus: $300 for spending $3,000 in the first 3 months
Ongoing Rewards: 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats)
Annual Fee: $95
Credit Requirement: Good credit (700+ credit score recommended)
- High Rewards Rate:The Bank of Missouri Visa® Signature CardThe Bank of Missouri Visa® Signature CardLearn MoreLearn More
Initial Bonus: $500 after spending $5,000 in the first 90 days
Ongoing Rewards: 3% cash back on travel and dining, 2% back on gas, groceries and drug store purchases, and 1% back on all other purchases
Annual Fee: $0 intro 1st yr, $95 after
Credit Requirement: Excellent credit (750+ credit score recommended)
- Business:Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit cardBank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit cardLearn MoreLearn Moreon issuer's website
Initial Bonus: $300 online statement credit after spending $3,000 within 90 days
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Credit Requirement: Excellent credit (750+ credit score recommended)
As you can see, most of these cards have annual fees, but their bonuses coupled with the rewards they offer can help offset their cost. You just have to find the card that rewards you best in your largest spending categories.
Ultimately, feel free to check out our editors’ picks for the best credit card sign-up bonuses on the market to weigh your options.
This answer was first published on 03/23/21 and it was last updated on 03/21/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
